January 2025

Monthly income from investment

Investing ₹10 lakh wisely can generate a steady monthly income, depending on your risk tolerance, time horizon, and financial goals. Here are some popular options: Low-Risk Options Fixed Deposits (FDs) Expected Returns: 6-7% annually. Monthly Income: ~₹5,000-6,000 (Interest payout option). Pros: Safe, predictable income, low risk. Cons: Returns are taxable. Post Office Monthly...

Indian Real Estate Policies & Benefits

Policies in Indian Real Estate GST on Under-Construction Affordable Housing Projects 1% 5% No GST GST on Non-Under-Construction Affordable Housing Projects For Ready-to-Move-In Properties GST Rates for Residential PropertiesGST aims to bring uniformity to property prices, reduce the tax burden on homebuyers, and foster positive sentiment in the market. Proper implementation of GST...

Impact of the Pandemic on the Indian Residential Sector

Impact of the Pandemic on the Indian Residential Sector The pandemic, which stretched from late 2019 to late 2021, disrupted the economies of countries worldwide, including India. The repeated waves of infection, supply chain disruptions, and inflation caught policymakers off guard. The government shifted its focus to cushion the impact on vulnerable populations. The changes brought about by the...

Rent vs. Purchase

The decision of whether to rent or buy a house is a critical aspect of one's financial planning. While buying a house comes with a significant upfront cost, many people opt to rent initially due to financial constraints. However, as individuals become more financially stable, purchasing a home often becomes a viable option. There are various factors to consider when deciding whether to buy or rent...

Pros and Cons of Buying a House:

Pros: Long-Term Investment: Real estate generally appreciates over time, offering long-term returns. Customization: As an owner, you can modify your property as you wish. Security: Homeownership gives you a sense of stability and financial security. Tax Benefits: Homeowners can avail tax exemptions if they opt for a home loan. Rental Income: You can rent out your property to generate...

Rent or Buy a House

Renting a House – Pros and Cons: Pros: Flexibility: Renting provides the flexibility to move as your needs change (e.g., job relocation or proximity to family). Lower Initial Costs: Renting requires a lower initial investment compared to buying. No Maintenance Worries: In many rental agreements, property maintenance and repairs are handled by the landlord. No Tax or Registration Fees:...

How to buy a house

Home Buyers' Guide: Expert Advice for First-Time Buyers Master Residential Real Estate: Insights from Ashwinder R Singh Top 10 Questions Indian Home Buyers Ask, Answered by the Author! Q1: What Are the Basics to Follow While Buying Your First Property? Buying a property is a significant step, especially for first-time buyers. The process can be overwhelming, so it's crucial to be thorough...

How to get rid of Ants

To get rid of ants at home, you can use a combination of natural remedies, preventive measures, and chemical solutions. Here's a step-by-step guide: 1. Clean and Remove Food Sources: Wipe down surfaces: Clean countertops, floors, and any areas where food crumbs or spills occur. Ants are attracted to food, so removing their food sources is key. Store food in sealed containers: Make sure food,...

Interior Designing

The Best Interior Design Trends to Elevate Your Space in 2025 Interior design is more than just decorating a space; it’s about creating an environment that reflects your personality, meets your needs, and enhances your lifestyle. Whether you’re designing a cozy home, a chic office, or a luxurious commercial property, staying updated with the latest interior design trends is crucial to achieving a...

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